WhyInsurance.me
AAA Insurance (Auto Club Enterprises)
NAIC group: AUTO CLUB ENTERPRISES INS GRP (group code 1318)

Contact claims

Claims phone
800-672-5246
Customer service
800-924-6141
File or track a claim online
https://www.ace.aaa.com/insurance/claims.html
Website
https://www.ace.aaa.com

Shown as 1-800-67-CLAIM. AAA Life insurance claims: 800-624-1662.

Numbers were checked against the company’s own website on Sep 13, 2026. Your policy documents and ID card list the right number for your policy, which can differ by product or state.

About the company

Headquarters
Costa Mesa, California
Ownership
Reciprocal insurance exchange (Interinsurance Exchange of the Automobile Club), affiliated with the AAA clubs in the Auto Club Enterprises federation.
Insurance it sells
Auto, Homeowners, Renters, Condo, Umbrella, Life
How it sells
AAA club insurance agents and branch offices, and online and by phone.
Who can buy
AAA membership is generally required, through a club in the Auto Club Enterprises federation.
Where it sells
Sold through the Auto Club Enterprises clubs, including the Automobile Club of Southern California, AAA Texas, AAA New Mexico, AAA Hawaii, AAA Alabama, Auto Club of Missouri, AAA East Central, AAA Northern New England and AAA Tidewater. Availability depends on where your club operates.
Mobile app
Yes

Market share

  • Private passenger auto: 1.90% of U.S. premiums written in 2025 ($7.1 billion), the 9th-largest share nationally.
  • Homeowners: 0.95% of U.S. premiums written in 2025 ($1.8 billion), the 16th-largest share nationally.

Source: NAIC, 2025 Top 25 Groups and Companies by Countrywide Premium. Market share measures size only. It says nothing about price, service, or how claims are handled.

Check before you buy or file a complaint
Insurer groups sell through many separate companies, and each is licensed state by state. Look up the exact company on your policy in the NAIC Consumer Insurance Search for licensing, complaint and financial information, or contact your state insurance department. Independent financial strength ratings are published by agencies such as AM Best.

WhyInsurance.me doesn’t rate, rank, or recommend insurers. This profile is editorial reference information, not an advertisement, and no company paid to appear or to review it.

Sources

Researched Sep 13, 2026. Reviewed Sep 13, 2026.