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AAA Insurance (CSAA Insurance Group)
NAIC group: CSAA INS GRP (group code 1278)

Contact claims

Claims phone
800-922-8228
Customer service
800-922-8228
File or track a claim online
https://mwg.aaa.com/insurance/claims-policy-management
Website
https://csaa-insurance.aaa.com

CSAA lists this 24/7 number for claims and customer service in Northern California and the AAA Mountain West Group area. Members of other AAA clubs should use the number on their club’s website or policy documents.

Numbers were checked against the company’s own website on Sep 13, 2026. Your policy documents and ID card list the right number for your policy, which can differ by product or state.

About the company

Headquarters
Walnut Creek, California
Ownership
Reciprocal insurance exchange (CSAA Insurance Exchange) with no shareholders. CSAA Insurance Services manages it as attorney-in-fact.
Insurance it sells
Auto, Homeowners, Renters, Condo, Umbrella
How it sells
AAA club insurance agents and branches, and some independent agencies.
Who can buy
AAA membership is required. Only members in good standing of an AAA club in CSAA’s service area can apply for auto and home insurance.
Where it sells
Sold only in certain AAA club territories, covering all or parts of more than 20 states and Washington, D.C.
Mobile app
Yes (AAA club app)

Market share

  • Private passenger auto: 1.37% of U.S. premiums written in 2025 ($5.1 billion), the 13th-largest share nationally.
  • Homeowners: 0.91% of U.S. premiums written in 2025 ($1.7 billion), the 17th-largest share nationally.

Source: NAIC, 2025 Top 25 Groups and Companies by Countrywide Premium. Market share measures size only. It says nothing about price, service, or how claims are handled.

Check before you buy or file a complaint
Insurer groups sell through many separate companies, and each is licensed state by state. Look up the exact company on your policy in the NAIC Consumer Insurance Search for licensing, complaint and financial information, or contact your state insurance department. Independent financial strength ratings are published by agencies such as AM Best.

WhyInsurance.me doesn’t rate, rank, or recommend insurers. This profile is editorial reference information, not an advertisement, and no company paid to appear or to review it.

Sources

Researched Sep 13, 2026. Reviewed Sep 13, 2026.