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AAA Insurance (The Auto Club Group)
NAIC group: AUTOMOBILE CLUB MI GRP (group code 55)

Contact claims

Claims phone
855-206-8544
Customer service
800-222-3854
File or track a claim online
https://www.acg.aaa.com/insurance/claim-services.html
Website
https://www.acg.aaa.com

Claims can also be filed online through The Auto Club Group’s claims portal.

Numbers were checked against the company’s own website on Sep 13, 2026. Your policy documents and ID card list the right number for your policy, which can differ by product or state.

About the company

Headquarters
Dearborn, Michigan
Ownership
Its lead insurer, Auto Club Insurance Association, is a reciprocal insurance exchange affiliated with The Auto Club Group, an AAA club.
Insurance it sells
Auto, Homeowners, Renters, Condo, Umbrella, Motorcycle, Life
How it sells
AAA insurance agents and offices, and by phone and online.
Who can buy
AAA membership is required: coverage is offered to qualified members of The Auto Club Group.
Where it sells
The Auto Club Group serves AAA members in Colorado, Florida, Georgia, Michigan, Nebraska, North Carolina, North Dakota, South Carolina, Tennessee, Wisconsin and Puerto Rico, and parts of Illinois, Indiana, Iowa and Minnesota. Insurance availability varies within that area.
Mobile app
Yes

Market share

  • Private passenger auto: 0.71% of U.S. premiums written in 2025 ($2.6 billion), the 18th-largest share nationally.
  • Homeowners: 0.68% of U.S. premiums written in 2025 ($1.3 billion), the 23rd-largest share nationally.

Source: NAIC, 2025 Top 25 Groups and Companies by Countrywide Premium. Market share measures size only. It says nothing about price, service, or how claims are handled.

Check before you buy or file a complaint
Insurer groups sell through many separate companies, and each is licensed state by state. Look up the exact company on your policy in the NAIC Consumer Insurance Search for licensing, complaint and financial information, or contact your state insurance department. Independent financial strength ratings are published by agencies such as AM Best.

WhyInsurance.me doesn’t rate, rank, or recommend insurers. This profile is editorial reference information, not an advertisement, and no company paid to appear or to review it.

Sources

Researched Sep 13, 2026. Reviewed Sep 13, 2026.