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Shelter Insurance
NAIC group: SHELTER INS GRP (group code 123)

Contact claims

Claims phone
800-743-5837
Customer service
800-743-5837
File or track a claim online
https://www.shelterinsurance.com/claims/
Website
https://www.shelterinsurance.com

Shown as 1-800-SHELTER. New claims can be reported 24 hours a day.

Numbers were checked against the company’s own website on Sep 13, 2026. Your policy documents and ID card list the right number for your policy, which can differ by product or state.

About the company

Headquarters
Columbia, Missouri
Ownership
Mutual company owned by its policyholders (Shelter Mutual Insurance Company).
Insurance it sells
Auto, Homeowners, Renters, Condo, Umbrella, Motorcycle, Life
How it sells
Through Shelter agents.
Where it sells
Sold by agents in 14 states: Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Ohio, Oklahoma and Tennessee. Affiliate AmShield sells through independent agencies in Arizona and Oregon.
Mobile app
Yes

Market share

  • Private passenger auto: 0.43% of U.S. premiums written in 2025 ($1.6 billion), the 22nd-largest share nationally.

Source: NAIC, 2025 Top 25 Groups and Companies by Countrywide Premium. Market share measures size only. It says nothing about price, service, or how claims are handled.

Check before you buy or file a complaint
Insurer groups sell through many separate companies, and each is licensed state by state. Look up the exact company on your policy in the NAIC Consumer Insurance Search for licensing, complaint and financial information, or contact your state insurance department. Independent financial strength ratings are published by agencies such as AM Best.

WhyInsurance.me doesn’t rate, rank, or recommend insurers. This profile is editorial reference information, not an advertisement, and no company paid to appear or to review it.

Sources

Researched Sep 13, 2026. Reviewed Sep 13, 2026.