WhyInsurance.me
USAA
NAIC group: UNITED SERV AUTOMOBILE ASSN GRP (group code 200)

Contact claims

Claims phone
800-531-8722
Customer service
800-531-8722
File or track a claim online
https://www.usaa.com/support/insurance/claims/
Website
https://www.usaa.com

Numbers were checked against the company’s own website on Sep 13, 2026. Your policy documents and ID card list the right number for your policy, which can differ by product or state.

About the company

Headquarters
San Antonio, Texas
Ownership
Member-owned reciprocal insurance exchange (United Services Automobile Association).
Insurance it sells
Auto, Homeowners, Renters, Condo, Umbrella, Motorcycle, Life
How it sells
Directly to members, online, by phone and in the USAA app.
Who can buy
Membership is required. It’s open to people who are serving or have served in the U.S. military and to eligible family members, such as spouses and children. USAA lists other ways to qualify on its membership page.
Mobile app
Yes

Market share

  • Private passenger auto: 6.19% of U.S. premiums written in 2025 ($23.0 billion), the 5th-largest share nationally.
  • Homeowners: 7.02% of U.S. premiums written in 2025 ($13.3 billion), the 3rd-largest share nationally.

Source: NAIC, 2025 Top 25 Groups and Companies by Countrywide Premium. Market share measures size only. It says nothing about price, service, or how claims are handled.

Check before you buy or file a complaint
Insurer groups sell through many separate companies, and each is licensed state by state. Look up the exact company on your policy in the NAIC Consumer Insurance Search for licensing, complaint and financial information, or contact your state insurance department. Independent financial strength ratings are published by agencies such as AM Best.

WhyInsurance.me doesn’t rate, rank, or recommend insurers. This profile is editorial reference information, not an advertisement, and no company paid to appear or to review it.

Sources

Researched Sep 13, 2026. Reviewed Sep 13, 2026.