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Glossary
Plain-language definitions of insurance terms.
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Beneficiary
The person or entity named in a life-insurance policy to receive the payout when the insured dies.
Life
Binder
A short-term document confirming that coverage is in force while the formal policy is being issued.
Bodily Injury Liability
The portion of an auto liability policy that pays for injuries you cause to other people in an accident, up to the policy limits.
Auto
Business Interruption Insurance
Coverage that replaces lost income and helps pay ongoing expenses when a covered event forces a business to pause operations.
Business
Business Owners Policy (BOP)
A package that bundles general liability and commercial property coverage, and often business interruption, for small to mid-sized businesses at a lower cost th...
Business