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Glossary
Plain-language definitions of insurance terms.
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Landlord Insurance
Coverage for a property you rent out to others, typically including the dwelling, liability, and lost rental income. It does not cover a tenant's belongings.
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Lapse
The end of insurance coverage because a premium was not paid within the grace period. Reinstating a lapsed policy may require a new application or a higher prem...
Liability Coverage
Coverage for harm you cause to others. The auto, homeowners, and umbrella policies all have liability components, with different scopes.
Loss
Damage, injury, or other event covered by an insurance policy that triggers a claim payment.
Loss of Use Coverage
Homeowners or renters coverage that pays the extra cost of living elsewhere, such as hotel and meals, while your home is uninhabitable after a covered loss.
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