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Glossary
Plain-language definitions of insurance terms.
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Scheduled Personal Property
An add-on that insures high-value items like jewelry, art, or instruments for more than the standard policy's per-item limits, often without a deductible.
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Short-Term Health Insurance
Temporary medical coverage meant to fill a gap between other plans. It often excludes pre-existing conditions and may not cover essential benefits, so read the...
Health
Special Enrollment Period
A window outside yearly open enrollment when you can sign up for or change health coverage after a qualifying life event, such as marriage, a new baby, or loss...
Health
SR-22
A certificate an insurer files with the state to prove you carry the required minimum liability coverage. Often required after serious violations, it is a filin...
Auto
Subrogation
When your insurer pays your claim and then pursues recovery from a third party at fault for the loss — the insurer steps into your shoes.