Glossary
Plain-language definitions of insurance terms.
- Health Reimbursement Arrangement (HRA)
- An employer-funded arrangement that reimburses employees for qualified medical expenses. Only the employer contributes, and the rules vary by the type of HRA.
- Health Savings Account (HSA)
- A tax-advantaged savings account for qualified medical expenses, available only if you are enrolled in a qualified high-deductible health plan. Unused funds rol...
- HMO
- A Health Maintenance Organization is a health plan that generally limits coverage to providers in its network and asks you to choose a primary care physician wh...
- HO-3 Policy
- The most common homeowners policy form. It covers the structure against most causes of loss except those specifically excluded, and personal property on a named...
- HO-6 Policy
- A homeowners policy form for condo owners, covering personal property, liability, and the interior portions of the unit that the condo association's master poli...
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